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Home > Facts & figures > Living conditions > Housing cost and conditions

Living conditions

POPULATION STRUCTURE POVERTY HEALTH HOUSING COST AND CONDITIONS CHILDCARE
Affordability ratio (%) of resident households by family composition (2016 – 2019)

09-26-2022

Housing affordability ratio: increase in the level according to family composition

The housing affordability ratio of households is an indicator of the ability to access and remain in housing. It measures the ratio between the cost of housing (rent charges or loan repayments as well as the normal household costs such as electricity or water, etc.) and a household’s disposable income (excluding housing aids - EUROSTAT definition). This indicator is about the evolution (2016-2019) of the affordability ratio for resident households according to family composition.

Affordability ratio (%) of resident households by tenure status (2016 – 2019)

10-06-2021

A larger increase in affordability ratio for tenants (renting at the market prices) between 2016 and 2019

The household housing affordability ratio is an indicator of the ability to access and remain in housing. It measures the ratio between the cost of housing (mortgage repayments or rent payments + normal household running costs) and a household’s disposable income (excluding housing aids - EUROSTAT definition).

Affordability ratio (%) of resident households by tenure status and equivalised disposable income (2016 – 2019)

10-06-2021

Less well-off households, particularly tenants, are more affected by housing costs rising faster than income

The household housing affordability ratio is an indicator of the ability to access and remain in housing. It measures the ratio between the cost of housing (mortgage repayments or rent payments + normal household running costs) and a household’s disposable income (excluding housing aids - EUROSTAT definition).

Affordability ratio (%) of resident households by seniority in their tenure status (2016 – 2019)

10-06-2021

Lower affordability ratios for longer-standing tenants and owner-occupiers with mortgages or loans

The household housing affordability ratio - indicator of households’ living conditions and housing conditions - measures the ratio between a household’s housing costs (including the direct cost, such as rent payments or mortgage repayments, as well as normal additional household running costs such as electricity and water, etc.) and its disposable income (housing aids are excluded).

Overcrowding according to tenure status (2004 and 2016)

10-18-2018

Tenants more likely to be in overcrowded accommodation than owner-occupiers

Calculating the proportion of households living in housing which is, objectively, too small in relation to their needs is an essential part on understanding housing conditions and their impact.

Under-occupation according to age (2004-2016)

10-18-2018

Under-occupation of housing increases with age

Unlike overcrowding, assessing under-occupation is not mainly related to difficulties associated with housing conditions. Instead, it enables a reservoir of potential accommodation to be identified in order to ensure existing housing stock is better occupied.

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